Tesla Insurance

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g4qber
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Tesla Insurance

Post by g4qber »

2020 Model 3 SR+ - k kms 10

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Adverse Effects
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Post by Adverse Effects »

its not Tesla Insurance its Insurance for your Tesla

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MDK
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Post by MDK »

Yes I have full comprehensive insurance - and once again RACWA have really come to the party at less than half the price of anyone else. They are doing their bit to encourage low- and zero-emission cars.

Shannons was $2300pa with $1800 excess
AAMI was $2435pa with $1900 excess - and their "agreed value" limit was $20,000 less than I paid for the car

RAC was just under $1000pa with $1000 excess; I then added their "hire car" and "NCB protection" options for a total of $1141pa

Still less than I pay for my other car which is insured for a quarter of the value...





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g4qber
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Post by g4qber »

I was just quoting directly from the article
Says "tesla insurance"
Last edited by g4qber on Thu, 28 May 2015, 10:25, edited 1 time in total.
2020 Model 3 SR+ - k kms 10

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offgridQLD
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Post by offgridQLD »

MDK,
     That insurance price sounds very reasonable for the model S.

I hope not but I think as the cars get a reputation for expensive repairs In Australia. The local insurance company's will cotton onto it and the insurance costs might go up.

Just like they mention in the linked story. I to have read some crazy story's from the US on repair costs for the model S at Tesla authorized repair shops.

So hopefully there is a way around the Tesla authorized repair shops that doesn't effect the warranty.

Kurt

Nagaman
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Re: Tesla Insurance

Post by Nagaman »

Any updates on comprehensive insurance, including Victoria?.
Is the RAC for your state the way to go?.

pmacgowan
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Re: Tesla Insurance

Post by pmacgowan »

I got GIO platium with life time replacement for my model 3

$936 Excess $1645 >50 drivers, THROSBY ACT

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Post by Rusdy »

MDK wrote:
Wed, 27 May 2015, 19:53
...
RAC was just under $1000pa with $1000 excess; I then added their "hire car" and "NCB protection" options for a total of $1141pa
...
Huh, makes my Leaf insurance expensive then. I have "hire car" option as well, after being rear ended couple years ago and had such a saga trying to claim back rental car from the other driver's insurance, i.e. AAMI, as they have no idea why the Leaf took almost 2 months in the body repair shop (they even ask the validity "sending it to Nissan dealer to take HV battery off as they have no idea what is that for").

Mine is just under 700 bucks for way less than half price of your Tesla (and WAAAAY less than half the range of yours :lol: ). Valued 25-grand by RAC. Time to fake an accident for full write off and then buy an import (although I'm not willing to depart from the remote air-con turn on function for this week)...

Anyone for idea :twisted: ?

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Re: Tesla Insurance

Post by mikedufty »

RACWA were cheap for the i-MiEV for the first year, then jacked it up hugely for the renewal (so I switched) I wonder if they'll do that with Tesla too.
I suppose the glass half full approach is you get the first year cheap, but it is hard not to think of it as the second year being expensive.

Nagaman
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Re: Tesla Insurance

Post by Nagaman »

pmacgowan wrote:
Sat, 30 Nov 2019, 11:58
I got GIO platium with life time replacement for my model 3

$936 Excess $1645 >50 drivers, THROSBY ACT
That’s very attractive for me. I also worry about the common renewal hikes .
RACV quoted me $1900

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Re: Tesla Insurance

Post by Nagaman »

I got a very attractive ‘indicative’ quote from apia (we certainly qualify) of ~ 64/month !
Hmmm.......I wonder what the reinsurance would end up.

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Re: Tesla Insurance

Post by Nagaman »

FWIW and if you are a pensioner - rating 1 - garaged in the country ie the lowest risk imaginable, at least to me, then APIA was very reasonable at $831 with a bit over $800 excess and one windscreen pa excess free. No extra for monthly payment either.

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Re: Tesla Insurance

Post by Nagaman »

UbiCar Insurance gives cheap insurance if you don’t mind being tracked with the data log determining your safe driver rating each month.
Teslander was the YouTuber who mentioned it and a typical month was around $40.

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